{"id":4415,"date":"2026-10-02T17:12:11","date_gmt":"2026-10-02T17:12:11","guid":{"rendered":"https:\/\/844324hurt.com\/?p=4415"},"modified":"2026-10-02T17:12:15","modified_gmt":"2026-10-02T17:12:15","slug":"what-to-do-when-someone-hits-your-parked-car-boca-raton","status":"publish","type":"post","link":"https:\/\/844324hurt.com\/es\/what-to-do-when-someone-hits-your-parked-car-boca-raton\/","title":{"rendered":"What to Do When Someone Hits Your Parked Car in Boca Raton: Complete Medical, Legal, and Insurance Guide"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4415\" class=\"elementor elementor-4415\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-772c236 e-flex e-con-boxed e-con e-parent\" data-id=\"772c236\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44eb4e7 elementor-widget elementor-widget-text-editor\" data-id=\"44eb4e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Walking out of a restaurant at Mizner Park, finishing an afternoon shopping trip at Town Center at Boca Raton, or stepping out of a lecture on the Florida Atlantic University campus only to find your car or SUV dented, scratched, or missing a side mirror is deeply frustrating.\u00a0<\/span><\/p><p><a href=\"https:\/\/844324hurt.com\/parked-car-guide\/\"><b>You parked legally<\/b><\/a><span style=\"font-weight: 400;\">, went about your day, and returned to expensive damage caused by someone else&#8217;s carelessness.<\/span><\/p><p><span style=\"font-weight: 400;\">According to data from Florida Highway Safety and Motor Vehicles, Palm Beach County logs over 25,000 motor vehicle collisions every year.<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0A surprisingly large percentage of these accidents occur in parking lots, retail structures, and roadside spaces.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Busy parking garages along Glades Road, tight beachside spots off Palmetto Park Road, and crowded plazas near Federal Highway see daily backing collisions, sideswipes, and hit-and-run incidents.<\/span><\/p><p><span style=\"font-weight: 400;\">Knowing what to do when someone hits your parked car in Boca Raton helps you take control of an overwhelming situation.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Whether you discovered the damage while your car was empty or you were sitting inside the parked vehicle when the impact occurred, this guide provides the exact steps needed to protect your vehicle value, your health, and your legal rights.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8ace11 elementor-widget elementor-widget-heading\" data-id=\"d8ace11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Common Parking Lot Crash Hotspots Across Boca Raton\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b595997 elementor-widget elementor-widget-text-editor\" data-id=\"b595997\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Parked car accidents happen throughout Palm Beach County, but specific high-traffic destinations in Boca Raton see a disproportionate share of collisions.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Tight spaces, heavy pedestrian foot traffic, large SUVs, and distracted drivers looking for parking spots create frequent hazards in these areas.<\/span><\/p><h3><b>Commercial and Retail Garages<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Town Center at Boca Raton:<\/b><span style=\"font-weight: 400;\"> High vehicle volume near Nordstrom, Macy&#8217;s, and the valet corridors off Glades Road leads to frequent backing incidents and blind-spot turns.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mizner Park Structures:<\/b><span style=\"font-weight: 400;\"> The underground and surface lots along Plaza Real feature narrow driving lanes and tight concrete pillars, resulting in scraped doors and crushed bumpers during peak dinner hours.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>University Commons and Glades Plaza:<\/b><span style=\"font-weight: 400;\"> Busy parking aisles in these shopping centers often see drivers failing to yield right-of-way while pulling out of spots.<\/span><\/li><\/ul><h3><b>University and Coastal Parking Zones<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Florida Atlantic University (FAU Boca Campus):<\/b><span style=\"font-weight: 400;\"> Student parking lots such as Lot 5, Lot 15, and Lot 20 experience constant vehicle turnover, leading to frequent side impacts and hit-and-run occurrences.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>South Inlet Park and Red Reef Park:<\/b><span style=\"font-weight: 400;\"> Beachfront parking spaces along A1A feature tight parking conditions, high glare, and heavy seasonal visitor traffic.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65b74ca elementor-widget elementor-widget-heading\" data-id=\"65b74ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tactical Steps to Take Immediately at the Scene\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e37ea7 elementor-widget elementor-widget-text-editor\" data-id=\"0e37ea7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Discovering damage to your parked vehicle requires structured, immediate action to gather evidence and create an official record before the scene clears.<\/span><\/p><h3><b>Step 1: Inspect for Occupant Injuries (If You Were Inside)<\/b><\/h3><h4><b>Evaluating Immediate Physical Safety<\/b><\/h4><p><span style=\"font-weight: 400;\">If you were sitting inside your parked sedan, crossover, or SUV when another vehicle struck you, assess your physical condition before stepping out.<\/span><\/p><p><span style=\"font-weight: 400;\">Even low-speed backing collisions in parking lots send sudden kinetic force through a stationary vehicle, causing unexpected whip motions in your neck and back.<\/span><\/p><h4><b>When to Request Emergency Responders<\/b><\/h4><p><span style=\"font-weight: 400;\">In the event that you or a passenger feel severe pain, numbness, dizziness, or head trauma, call 911 right away for emergency medical care.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">If you were away from the car when it was hit, move to a safe sidewalk or grassy area away from active parking lot traffic before inspecting the damage.<\/span><\/p><h3><b>Step 2: Search for Contact Notes and Physical Evidence<\/b><\/h3><h4><b>Locating Written Documentation<\/b><\/h4><p><span style=\"font-weight: 400;\">Driver notes are often left under windshield wipers, tucked into side window seals, or attached to door handles.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Under Florida law, any driver who strikes an unattended vehicle must leave their contact information.<\/span><\/p><h4><b>Examining Trace Physical Proof<\/b><\/h4><p><span style=\"font-weight: 400;\">Physical evidence on and around your vehicle can help identify the striking car even if the driver fled:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Paint Transfer:<\/b><span style=\"font-weight: 400;\"> Scratches often contain paint rubbed off from the other vehicle, providing a visual match for paint color.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Broken Vehicle Parts:<\/b><span style=\"font-weight: 400;\"> Headlight glass, plastic trim pieces, or reflector fragments on the pavement frequently belong to the striking car.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>License Plate Imprints:<\/b><span style=\"font-weight: 400;\"> Heavy bumper impacts sometimes leave an impression of the striking vehicle&#8217;s license plate bolts directly in your bumper cover.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Camera System Recordings:<\/b><span style=\"font-weight: 400;\"> Integrated recording systems (such as Tesla Sentry Mode) or dashcams should have their video files saved immediately.<\/span><\/li><\/ul><h3><b>Step 3: Document the Scene Thoroughly with Visual Evidence<\/b><\/h3><p><span style=\"font-weight: 400;\">Taking methodical photos provides indisputable proof needed to support your insurance claim and prevent disputes.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83ad838 elementor-widget elementor-widget-html\" data-id=\"83ad838\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<table style=\"width: 100%; border-collapse: collapse; margin-top: 20px;\">\r\n  <thead>\r\n    <tr style=\"border-bottom: 1px solid #ccc;\">\r\n      <th style=\"padding: 10px; text-align: left; font-weight: 700;\">Evidence Category<\/th>\r\n      <th style=\"padding: 10px; text-align: left; font-weight: 700;\">Specific Details to Capture<\/th>\r\n      <th style=\"padding: 10px; text-align: left; font-weight: 700;\">Legal &amp; Insurance Benefit<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr style=\"border-bottom: 1px solid #ccc;\">\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 700;\">Close-Up Impact Damage<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Scratches, crushed metal, cracked bumpers, and paint transfer.<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Proves the exact point of impact and force of collision.<\/span><\/td>\r\n    <\/tr>\r\n    <tr style=\"border-bottom: 1px solid #ccc;\">\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 700;\">Parking Stall Alignment<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Wide-angle photos showing tires positioned within designated stall lines.<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Defeats claims that your car was parked illegally or overhanging lanes.<\/span><\/td>\r\n    <\/tr>\r\n    <tr style=\"border-bottom: 1px solid #ccc;\">\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 700;\">Surrounding Environment<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Garage pillars, aisle numbers, overhead lights, and weather conditions.<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Establishes exact scene visibility and precise location details.<\/span><\/td>\r\n    <\/tr>\r\n    <tr style=\"border-bottom: 1px solid #ccc;\">\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 700;\">Physical Debris Field<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Broken plastic trim, glass fragments, and tire marks on pavement.<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Helps accident investigators reconstruct how the crash occurred.<\/span><\/td>\r\n    <\/tr>\r\n    <tr style=\"border-bottom: 1px solid #ccc;\">\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 700;\">Occupant Injuries<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Visible cuts, seatbelt marks, swelling, or bruises (if occupied).<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Connects physical injuries directly to the vehicle impact.<\/span><\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-187e3ff elementor-widget elementor-widget-text-editor\" data-id=\"187e3ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><b>Step 4: Locate Eyewitnesses and Nearby Security Cameras<\/b><\/h3><p><span style=\"font-weight: 400;\">Independent witness accounts and video recordings are often the strongest tools for identifying a fleeing driver and securing full compensation.<\/span><\/p><h4><b>Gathering Bystander Statements<\/b><\/h4><p><span style=\"font-weight: 400;\">Bystanders in adjacent vehicles, pedestrians, retail clerks, parking valets, and security personnel may have seen or heard the impact.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Collecting their full names, phone numbers, and brief descriptions of what they observed provides critical third-party verification for police reports.<\/span><\/p><h4><b>Identifying Camera Locations<\/b><\/h4><p><span style=\"font-weight: 400;\">Surveillance equipment is common throughout Boca Raton commercial properties:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Garage Infrastructure:<\/b><span style=\"font-weight: 400;\"> Overhead dome cameras near elevators, stairwells, and entry gates.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Storefront Systems:<\/b><span style=\"font-weight: 400;\"> Security cameras mounted above retail entrances facing parking rows.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Traffic &amp; Financial Cameras:<\/b><span style=\"font-weight: 400;\"> Bank drive-thru cameras and municipal traffic sensors near parking lot exits.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Preservation requests should be sent promptly to adjacent businesses, as commercial security systems frequently overwrite video files within 24 to 72 hours.<\/span><\/p><h3><b>Step 5: Request an Official Police Crash Report<\/b><\/h3><p><span style=\"font-weight: 400;\">Calling law enforcement after a parked car collision is essential, even for minor damage or incidents occurring on private commercial property.<\/span><\/p><h4><b>Contacting Local Police Dispatch<\/b><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Boca Raton City Limits:<\/b><span style=\"font-weight: 400;\"> Contact the Boca Raton Police Department non-emergency dispatch line.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>West Boca Raton:<\/b><span style=\"font-weight: 400;\"> Contact the Palm Beach County Sheriff&#8217;s Office (PBSO).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Active Emergencies:<\/b><span style=\"font-weight: 400;\"> Dial 911 if injuries are present or if a fleeing driver is actively leaving the scene.<\/span><\/li><\/ul><h4><b>Officer Duties and Crash Documentation<\/b><\/h4><p><span style=\"font-weight: 400;\">The responding officer inspects vehicle damage, measures the scene, collects witness statements, checks License Plate Reader (LPR) databases, and generates an official crash report number.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Insurance carriers routinely delay or deny claims that lack an official police report.<\/span><\/p><h4><b>Private Property Self-Reporting Procedures<\/b><\/h4><p><span style=\"font-weight: 400;\">If dispatch informs you that an officer cannot respond to private property for a non-injury crash, request an incident CAD tracking number.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">You can then complete an official Driver Report of Traffic Crash online through the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) portal.<\/span><\/p><h3><b>Step 6: Notify Your Auto Insurance Carrier Without Speculating<\/b><\/h3><p><span style=\"font-weight: 400;\">Policy contracts require prompt notification of any vehicle collision. How you phrase your initial statement to the adjuster can significantly impact your recovery.<\/span><\/p><h4><b>Providing Fact-Based Information<\/b><\/h4><p><span style=\"font-weight: 400;\">Sharing only confirmed details protects your claim. State where your vehicle was legally parked, the approximate time you discovered the damage, and the official police report number.<\/span><\/p><h4><b>Avoiding Common Reporting Mistakes<\/b><\/h4><p><span style=\"font-weight: 400;\">Guesses regarding how the crash occurred should be avoided entirely. Refrain from offering opinions such as &#8220;A delivery truck probably hit it&#8221; or &#8220;The damage looks minor.&#8221;<\/span><\/p><p><span style=\"font-weight: 400;\">If you were inside the car during the collision, inform the adjuster that you are undergoing a medical evaluation before making statements about your physical health.<\/span><\/p><h4><b>Premium Rate Protections Under Florida Law<\/b><\/h4><p><span style=\"font-weight: 400;\">Concerns about rate increases often prevent people from reporting hit-and-run damage.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Under Florida Statute \u00a7 626.9541(1)(x), auto insurance carriers are legally prohibited from raising your premium rates for claims where you were not at fault, such as when your vehicle was legally parked.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84f055d elementor-widget elementor-widget-heading\" data-id=\"84f055d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Florida Hit-and-Run Laws: What Happens When the Other Driver Flees?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00c9e36 elementor-widget elementor-widget-text-editor\" data-id=\"00c9e36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Leaving the scene of an accident involving an unattended vehicle is a serious criminal offense in Florida.<\/span><\/p><h3><b>Legal Duties Under Florida Statute \u00a7 316.063<\/b><\/h3><p><span style=\"font-weight: 400;\">Florida Statute \u00a7 316.063 requires any driver who collides with an unattended vehicle to stop immediately and locate the owner.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">If the owner cannot be found, the driver must leave a conspicuous written note containing:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Driver&#8217;s full name and address.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vehicle registration details.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">An immediate report of the crash to local law enforcement.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Failing to fulfill these obligations constitutes a <\/span><b>second-degree misdemeanor<\/b><span style=\"font-weight: 400;\">, punishable by up to 60 days in jail, a $500 fine, and license points.<\/span><\/p><h3><b>Law Enforcement Investigative Tools<\/b><\/h3><p><span style=\"font-weight: 400;\">Boca Raton Police utilize License Plate Readers (LPRs) mounted on patrol vehicles and intersection gantries along Glades Road, Palmetto Park Road, and Yamato Road.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Partial plate numbers, vehicle descriptions, or paint transfer colors provided by witnesses can often be matched against LPR data to locate fleeing drivers.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ac3446 elementor-widget elementor-widget-heading\" data-id=\"6ac3446\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance Coverage Options for Parked Vehicle Repairs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7ad3de elementor-widget elementor-widget-text-editor\" data-id=\"d7ad3de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">How vehicle repairs, rental cars, and medical bills are handled depends on whether the striking driver was identified or fled the scene.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-526e0d5 elementor-widget elementor-widget-html\" data-id=\"526e0d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<table style=\"width: 100%; border-collapse: collapse; margin-top: 20px;\">\r\n  <thead>\r\n    <tr style=\"border-bottom: 1px solid #ccc;\">\r\n      <th style=\"padding: 10px; text-align: left; font-weight: 700;\">Coverage Scenario<\/th>\r\n      <th style=\"padding: 10px; text-align: left; font-weight: 700;\">Applicable Insurance Policy<\/th>\r\n      <th style=\"padding: 10px; text-align: left; font-weight: 700;\">Deductible Requirements<\/th>\r\n      <th style=\"padding: 10px; text-align: left; font-weight: 700;\">What Is Covered<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr style=\"border-bottom: 1px solid #ccc;\">\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 700;\">Identified Driver<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">At-Fault Driver's Property Damage Liability (PDL)<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">$0 Out-of-Pocket for You<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">100% of body shop repairs, rental car, and vehicle depreciation.<\/span><\/td>\r\n    <\/tr>\r\n    <tr style=\"border-bottom: 1px solid #ccc;\">\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 700;\">Hit-and-Run (Unidentified)<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Your Policy's Collision Coverage<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">You pay your selected Collision deductible<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Vehicle repairs up to market value (deductible may be reimbursed if driver is caught).<\/span><\/td>\r\n    <\/tr>\r\n    <tr style=\"border-bottom: 1px solid #ccc;\">\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 700;\">Hit-and-Run with Injuries<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Your Policy's Uninsured Motorist (UM) Coverage<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">No deductible applied<\/span><\/td>\r\n      <td style=\"padding: 10px; vertical-align: top;\"><span style=\"font-weight: 400;\">Medical expenses, lost income, physical therapy, and pain impacts.<\/span><\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8787f0e elementor-widget elementor-widget-heading\" data-id=\"8787f0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Occupied Parked Car Collisions: Physical Injuries and Care\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bf654e elementor-widget elementor-widget-text-editor\" data-id=\"4bf654e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">When another vehicle strikes your stationary car while you are inside, your body absorbs significant impact energy.<\/span><\/p><h3><b>Physical Trauma Common in Parking Collisions<\/b><\/h3><p><span style=\"font-weight: 400;\">Relaxed muscles during a parked state make occupants vulnerable to <a href=\"https:\/\/844324hurt.com\/common-injuries-car-accident-lawyers-can-help-you-get-compensation-for\/\"><strong>soft tissue and joint injuries<\/strong><\/a>:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Whiplash and Neck Strains:<\/b><span style=\"font-weight: 400;\"> Sudden cervical spine extension causes ligament micro-tears.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Spinal Disc Injuries:<\/b><span style=\"font-weight: 400;\"> Impact forces can bulge or herniate lumbar and cervical discs.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Joint Trauma:<\/b><span style=\"font-weight: 400;\"> Resting hands on the steering wheel or door armrests can transfer kinetic energy into rotator cuffs and wrists.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Concussions:<\/b><span style=\"font-weight: 400;\"> Head movement against headrests or side windows can cause mild traumatic brain injuries.<\/span><\/li><\/ul><h3><b>The Florida PIP 14-Day Rule (Fla. Stat. \u00a7 627.736)<\/b><\/h3><p><span style=\"font-weight: 400;\">Under Florida Statute \u00a7 627.736, individuals injured in a vehicle crash must receive an initial medical evaluation from an approved provider within <\/span><a href=\"https:\/\/844324hurt.com\/florida-14-day-car-accident-law-pip-timeline\/\"><b>14 calendar days<\/b><\/a><span style=\"font-weight: 400;\"> of the incident.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Missing this two-week window allows insurance companies to deny Personal Injury Protection (PIP) medical benefits entirely.<\/span><\/p><h3><b>Emergency Medical Condition (EMC) Limits<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>EMC Diagnosis:<\/b><span style=\"font-weight: 400;\"> A diagnosis of an Emergency Medical Condition by a physician, physician assistant, or nurse practitioner unlocks your full <\/span><b>$10,000 PIP limit<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Non-EMC Diagnosis:<\/b><span style=\"font-weight: 400;\"> Without an EMC determination, PIP medical benefits are capped at <\/span><b>$2,500<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><\/ul><h3><b>Medical Treatment Under a Letter of Protection (LOP)<\/b><\/h3><p><span style=\"font-weight: 400;\">Accident injury centers treat crash victims under a Letter of Protection (LOP).\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">An LOP allows medical doctors, diagnostic MRI facilities, and physical therapists to evaluate and treat your injuries immediately, deferring payment until your insurance claim resolves.<\/span><\/p><p><span style=\"font-weight: 400;\">Calling <\/span><b>844-324-HURT<\/b><span style=\"font-weight: 400;\"> connects you with accredited <\/span><a href=\"https:\/\/844324hurt.com\/how-it-works\/\"><b>South Florida medical providers<\/b><\/a><span style=\"font-weight: 400;\"> who evaluate injuries under PIP or an LOP with zero out-of-pocket costs upfront.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a020df elementor-widget elementor-widget-heading\" data-id=\"5a020df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comparative Negligence Traps and Insurance Tactics\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5205e20 elementor-widget elementor-widget-text-editor\" data-id=\"5205e20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Insurance adjusters occasionally attempt to assign partial fault to the owner of a parked vehicle to reduce financial payouts.<\/span><\/p><h3><b>Florida\u2019s Modified Comparative Negligence Standard (\u00a7 768.81)<\/b><\/h3><p><span style=\"font-weight: 400;\">Under Florida Statute \u00a7 768.81:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Being found <\/span><b>more than 50% at fault<\/b><span style=\"font-weight: 400;\"> bars you from recovering compensation from the other driver.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Being <\/span><b>50% or less at fault<\/b><span style=\"font-weight: 400;\"> reduces your final financial recovery by your percentage of assigned blame.<\/span><\/li><\/ul><h3><b>Common Arguments Used by Insurance Adjusters<\/b><\/h3><p><span style=\"font-weight: 400;\">Adjusters may claim shared fault by alleging:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The vehicle was parked outside marked stall lines or extended into travel lanes.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The car was stopped illegally in a loading zone, red curb, or fire lane.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A vehicle door was opened into oncoming traffic (&#8220;Dooring&#8221; under Fla. Stat. \u00a7 316.2005).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hazard lights were off while stopped in an unlit shoulder zone.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Photographs showing your vehicle parked legally inside designated stall lines effectively refute these comparative fault claims.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bedadac elementor-widget elementor-widget-heading\" data-id=\"bedadac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Secure Your Official Police Crash Report\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d9fb07 elementor-widget elementor-widget-text-editor\" data-id=\"5d9fb07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">An <\/span><a href=\"https:\/\/844324hurt.com\/importance-police-reports-in-accident-claims\/\"><b>official police report<\/b><\/a><span style=\"font-weight: 400;\"> is required for processing property damage and injury claims.<\/span><\/p><h3><b>Boca Raton Police Department Reports<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>In Person:<\/b><span style=\"font-weight: 400;\"> Visit the Records Division at 100 NW Boca Raton Blvd, Boca Raton, FL 33432 with a government photo ID and case number.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Online Download:<\/b><span style=\"font-weight: 400;\"> Request PDF copies through the official Boca Raton city online records portal.<\/span><\/li><\/ul><h3><b>Sheriff and Highway Patrol Reports<\/b><\/h3><p><span style=\"font-weight: 400;\">For crashes handled by PBSO or FHP, purchase digital reports through the official <\/span><a href=\"https:\/\/www.flhsmv.gov\/\"><b>FLHSMV Florida Crash Portal<\/b><\/a><span style=\"font-weight: 400;\"> using the crash date, county (Palm Beach), and case details.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9312c60 elementor-widget elementor-widget-heading\" data-id=\"9312c60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How 844-324-HURT Supports Your Recovery\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76815f5 elementor-widget elementor-widget-text-editor\" data-id=\"76815f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Coordinating vehicle repairs, hit-and-run reports, insurance adjusters, and medical care can be overwhelming.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Calling <\/span><b>844-324-HURT<\/b><span style=\"font-weight: 400;\"> puts an experienced accident helpline on your side immediately.<\/span><\/p><h3><b>Complete Network Support<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Accredited Medical Centers:<\/b><span style=\"font-weight: 400;\"> Direct scheduling with local clinics in Boca Raton, Delray Beach, and West Palm Beach specializing in auto accident injuries.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Zero Out-of-Pocket Care:<\/b><span style=\"font-weight: 400;\"> Medical evaluation and physical therapy under PIP or a Letter of Protection (LOP) with no upfront fees.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Vetted Legal Representation:<\/b><span style=\"font-weight: 400;\"> Connections to experienced Florida personal injury attorneys handling hit-and-run claims and insurance negotiations.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>24\/7 Statewide Helpline:<\/b><span style=\"font-weight: 400;\"> Continuous assistance across Boca Raton, Fort Lauderdale, Miami, Orlando, Tampa, and statewide Florida.<\/span><\/li><\/ul><p><a href=\"https:\/\/844324hurt.com\/\"><b>Call 844-324-HURT today to protect your vehicle investment, your health, and your legal rights.<\/b><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00eb028 elementor-widget elementor-widget-heading\" data-id=\"00eb028\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9f98ef elementor-widget elementor-widget-n-accordion\" data-id=\"c9f98ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2110\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2110\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> What should I do if someone hits my parked car in Boca Raton and leaves a note? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2110\" class=\"elementor-element elementor-element-968ce77 e-con-full e-flex e-con e-child\" data-id=\"968ce77\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-111266c elementor-widget elementor-widget-text-editor\" data-id=\"111266c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Photograph the note immediately to create a digital backup. Call the Boca Raton Police Department non-emergency line to file an official crash report using the driver&#8217;s details. Contact the driver&#8217;s insurance carrier to open a property damage claim for vehicle repairs and rental car coverage.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2111\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2111\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Is leaving the scene of a parked car accident a crime in Florida? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2111\" class=\"elementor-element elementor-element-60250cd e-con-full e-flex e-con e-child\" data-id=\"60250cd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04806de elementor-widget elementor-widget-text-editor\" data-id=\"04806de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes. Under Florida Statute \u00a7 316.063, striking an unattended vehicle and failing to locate the owner or leave a note with contact details is a second-degree misdemeanor, punishable by up to 60 days in jail, a $500 fine, and license points.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2112\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2112\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> Does PIP insurance cover me if I was sitting in my parked car when it was hit? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2112\" class=\"elementor-element elementor-element-0a62b7e e-con-full e-flex e-con e-child\" data-id=\"0a62b7e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3571116 elementor-widget elementor-widget-text-editor\" data-id=\"3571116\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes. Florida PIP insurance applies whenever you are injured while occupying a covered motor vehicle, even if parked. An initial medical evaluation must occur within 14 days of the incident to access PIP benefits under Florida Statute \u00a7 627.736.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2113\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2113\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> What insurance covers my parked car if a hit-and-run driver flees and is never found? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2113\" class=\"elementor-element elementor-element-a595c28 e-con-full e-flex e-con e-child\" data-id=\"a595c28\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e894fc elementor-widget elementor-widget-text-editor\" data-id=\"4e894fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Vehicle repairs are covered under Collision coverage on your auto policy (subject to your deductible). If you were inside the car during the impact and suffered physical injuries, Uninsured Motorist (UM) coverage can pay for medical bills, lost wages, and pain impacts.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2114\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2114\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h2 class=\"e-n-accordion-item-title-text\"> How does 844-324-HURT assist after a parked car collision? <\/h2><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2114\" class=\"elementor-element elementor-element-e59ad73 e-con-full e-flex e-con e-child\" data-id=\"e59ad73\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c12eb0 elementor-widget elementor-widget-text-editor\" data-id=\"2c12eb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Calling <\/span><b>844-324-HURT<\/b><span style=\"font-weight: 400;\"> connects you with accredited medical clinics evaluating injuries under PIP or an LOP with zero out-of-pocket costs upfront. The helpline also connects you with experienced Florida personal injury attorneys who handle insurance claims, property damage disputes, and hit-and-run investigations.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What should I do if someone hits my parked car in Boca Raton and leaves a note?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Photograph the note immediately to create a digital backup. Call the Boca Raton Police Department non-emergency line to file an official crash report using the driver&#8217;s details. Contact the driver&#8217;s insurance carrier to open a property damage claim for vehicle repairs and rental car coverage.\"}},{\"@type\":\"Question\",\"name\":\"Is leaving the scene of a parked car accident a crime in Florida?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Under Florida Statute \\u00a7 316.063, striking an unattended vehicle and failing to locate the owner or leave a note with contact details is a second-degree misdemeanor, punishable by up to 60 days in jail, a $500 fine, and license points.\"}},{\"@type\":\"Question\",\"name\":\"Does PIP insurance cover me if I was sitting in my parked car when it was hit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Florida PIP insurance applies whenever you are injured while occupying a covered motor vehicle, even if parked. 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